Sunday Scaries

Preparing for a Pandemic – Build an End of Life Plan

As we pass 170 days of working from home, some of us are feeling restless and aimless. Understandable, considering this pandemic is seemingly endless. We’ve decided to channel all the energy we used to use on commuting, going to the gym, traveling, leaving our apartments, and so on, to take control of what we have the power to change – how we prepare. 

In our recent HOME/WORK Webinar with Liz Eddy, CEO + Founder of Lantern, Liz attributed the lack of end of life planning in America to superstition, the idea that if we talk about it, it will happen. Not the case! Plus, creating an end of life plan isn’t even for you, it’s for the loved ones you leave behind.

So, why tackle today what feels like a long way away? Well, we’re living in ~unprecedented~ times, and who knows what’s next? It’s time to take our shock and awe, and turn it into ‘that’s a plan, Stan.’ Let’s build an end of life plan, in end of world times: 

  1. Protect your parents, protect yourself – As older people are more at-risk of experiencing severe cases of coronavirus, we’re all putting their health first. What that also means is we must lead by example – from ordering groceries online, to wearing a mask, to social distancing – show your parents what a good COVID citizen looks like. And this logic also applies in end of life planning…get your plans in order so you can speak from first-hand experience. Show them tech-savvy ways to get their end of life in order. Use COVID as a conversation starter, it’s all we talk about anyways!  
  2. Sign your life away – The most pressing action-item in COVID, sign an Advance Directive (a form that designates authority to someone you’ve chosen, should you not be able to make health-related decisions for yourself). We all hear stories of people young and old in intensive care, but we don’t hear their loved ones making the calls. Make sure your calls are covered, and accounted for in writing! 
  3. While we’re young – Often a low-to-no-cost employee benefit for young adults, life insurance can easily be passed over in all of your first-day paperwork and benefits pamphlets. Young people often think “I don’t need that, I don’t have a spouse or kids.” Not true – life insurance policies can help cover funeral costs and other expenses, as well as student debt or credit cards bills you’ve left behind. Think about it as free money for your loved ones. You can only enroll in a special enrollment period (no, COVID doesn’t count but starting a new job does!) or during Open Enrollment, so if not available now keep it in the back of your mind come Fall. 

For your free End of Life plan checklist, be sure to check out Lantern

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