This article has been condensed for length, but the original can be found at https://medium.com/@realworld/realworlds-comprehensive-guide-to-adulting-during-coronavirus-366ad2e8fb9b.
Last updated: 6/3/2020
So this isn’t the Spring we had envisioned — whether it’s your final semester of college, or business as usual at the office, we’re living indoor, socially-distanced lives. Though this means your jeans are being neglected and your loungewear game is on-point, there are a few tough realities that have emerged with coronavirus . As your experts in all things ‘adulting’ — we’re here with the 411 on the “real world” impacts of COVID-19 broken down by topic.
Between working remotely for weeks to the possibility of losing your job, work life is definitely not feeling like business as usual. Whether you’re dealing with setting up your home for productivity or setting yourself up for success in the job search, we’re here with some things to consider:
Home Office — Some employers are offering to extend compensation for supplies like monitors, WiFi, and more. This is definitely a bonus, and not something offered by every company, but could be worth inquiring about should you be covering the costs yourself.
New Job — High five! Yes, your on-boarding experience might be less than traditional (your new colleagues will get to see you looking your WFH best), but most things should be ‘set and forget’. Forms like your I-9, which you typically need to complete in person, might be done online instead. Your employer will be responsible for communicating any procedure when it comes to paperwork, but if you have questions it never hurts to be proactive. We have lots of tips/tricks/information coming soon on our new platform — signup for the waitlist here.
Furlough/Unemployment — With restaurants and bars closed or on takeout/delivery only, salons closed, and other services halted, many service industry employees have been put on furlough (a temporary form of unemployment), while many other industries have had to let employees go given the uncertain economy. Eligibility for unemployment benefits are determined on a state-by-state basis, so you’ll need to apply using that state’s application. Most states allow online applications, for which you’ll need your personal information (name, date of birth, Social Security Number, etc).
You’re able to claim unemployment if you lost your job, as well as if you are furloughed. If furloughed, you will receive benefits until you return to work. If already unemployed, you may be eligible for additional benefits.
If approved, you can expect to receive about 50% of your weekly salary through unemployment, up to a maximum (set by your state), and a set additional amount per week if you have dependents. You should be notified of your approval and allotment 3–4 weeks after applying, and will receive your first check in the mail shortly after (though with the increased rates of application it may take longer). Your benefits can be collected for a maximum of 30 weeks, either through direct deposit or on a special-issue Debit Card. For more information on health insurance implications of unemployment please see the Health section above.
Updated 6/3 — As we approach re-opening, your employer may be able to re-hire you. Awesome, but what if you’re making more money on unemployment especially with the $600 a week bonus under The CARES Act? You do not have to take your employer’s offer, however you may become ineligible for unemployment benefits should you have a job offer extended, or should they use their PPP funds to hire someone else to replace you. The CARES Act bonus payment also expires after July 31st, at which point you will need to re-assess your wages vs. unemployment benefits.
We will be continuing to update this list with new developments. If there is anything we missed or you have advice to share with our community, please reach out to us at firstname.lastname@example.org. Stay safe and wash your hands!